Our Policies

Life Insurance: Provides financial protection for loved ones in the event of death, covering funeral expenses and providing income replacement.

Mortgage Protection Insurance: Helps ensure that mortgage payments are made if the policyholder passes away, preventing foreclosure for the family.

Living Benefits: Offers access to a portion of the life insurance death benefit in case of terminal, critical, or chronic illness.

Disability Insurance: Provides income if the policyholder becomes unable to work due to injury or illness.

Children’s Insurance: Offers coverage for children’s future insurability and provides a financial safety net in case of illness or death.

Health Insurance: Covers medical expenses for routine check-ups, hospital visits, surgeries, and prescription medications.

Long-Term Care Insurance: Helps cover the costs of long-term care services, such as in-home care or nursing home care, which may not be covered by health insurance.

Critical Illness Insurance: Provides a lump sum payment upon diagnosis of serious conditions like cancer, heart attack, or stroke, to help cover medical bills and recovery costs.

Final Expense Insurance: Specifically designed to cover end-of-life expenses, including funeral and burial costs.

Income Protection (Annuities): Provides a steady income stream during retirement years to ensure financial stability.

College Savings Plans (529 plans): Helps families save for their children’s education, providing tax advantages and growth potential.

Accidental Death and Dismemberment Insurance (AD&D): Pays benefits to the insured or their beneficiaries in case of accidental death or serious injury.

Estate Planning Insurance: Helps cover estate taxes and ensures assets are passed on efficiently to heirs.